About Us

CEO Message


As a market leader, innovation is not an aspiration, but a daily focus. To provide superior services for the evolving marketplace, we must listen, anticipate and innovate. We are guided thoughtfully through this process by HEMIC’s vision, mission and core values. This year, we are focused on enterprise-wide growth, with brand-new offerings to address the growing needs of our Hawai`i marketplace as well as our commitments to it.

This year, we launched a new, wholly owned subsidiary, Employers’ Protective Insurance Company (EPIC), whose initial offering is Temporary Disability Insurance (TDI). TDI is a natural complement to Workers’ Compensation – it is required by statute for all businesses, provides coverage for non-occupational disability, and utilizes a similar claims process. With our expertise, technology, and resources, we believe we can provide superior service at competitive prices. In addition to providing a convenient and competitive offering for the benefit of Hawai`i’s businesses and workers, EPIC also strengthens the HEMIC enterprise, helping to ensure our long-term stability through strategic diversification.

In response to a growing need in our marketplace for marine coverage, our subsidiary HEMIC Insurance Managers, Inc. (HIMI) has launched a new marine program with lower minimum premiums than have previously been available in Hawai`i, to make coverage more accessible and affordable. With this program, HEMIC and HIMI together now offer full coverage solutions for businesses with maritime exposures:  workers’ compensation, marine employers’ liability, and USL&H.

As a service-oriented organization, we know that in order to deliver best-in-class service to our customers, we must provide a best-in-class workplace for our employees. While we have been recognized for employee engagement and satisfaction in recent years, this year we are pleased to be named one of Hawaii Business’ “Best Places to Work 2019”.  It is our first year participating in this extensive evaluation, and we are honored to be among the 70 selected as Hawaii’s best from the 400+ businesses that participated.

Our promise to Hawai`i is to be here for the long run, to care for Hawai`i’s businesses and workers for as long as Hawai`i is in business. We embrace this as our kuleana and we look forward to the future with confidence.

Mahalo nui,

Martin J. Welch
Chief Executive Officer